Double Chocolate Banana Bread Recipe: Moist, Decadent & Easy to Make

Billie J. Warren

Updated on:

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When we combine overripe bananas with rich cocoa powder and melted chocolate chips, magic happens in our kitchen. This double chocolate banana bread transforms those spotted bananas sitting on your counter into an irresistibly moist and decadent treat that’ll make your taste buds dance.

We’ve perfected this recipe to deliver maximum chocolate flavor while keeping that beloved banana bread texture we all crave. The secret lies in balancing the natural sweetness of ripe bananas with deep chocolate notes that don’t overpower the fruit’s essence. Each slice offers tender crumbs studded with melty chocolate chips.

Whether you’re looking for the perfect breakfast indulgence or an afternoon snack that satisfies your chocolate cravings, this double chocolate banana bread delivers every time. It’s our go-to recipe when we want to impress guests or simply treat ourselves to something special.

Ingredients

This double chocolate banana bread recipe combines simple pantry staples with rich chocolate elements for maximum flavor impact. We’ve organized our ingredients by category to make preparation seamless and ensure nothing gets overlooked.

Dry Ingredients

  • 1¾ cups all-purpose flour
  • ¾ cup unsweetened cocoa powder
  • 1 cup granulated sugar
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • ½ teaspoon ground cinnamon

Wet Ingredients

  • 3 large overripe bananas, mashed (about 1½ cups)
  • ⅓ cup melted unsalted butter
  • 1 large egg, room temperature
  • 1 teaspoon vanilla extract
  • ¼ cup buttermilk

Chocolate Components

  • ¾ cup semi-sweet chocolate chips
  • ¼ cup mini chocolate chips for topping
  • 2 tablespoons cocoa powder for dusting (optional)

Equipment Needed

Double Chocolate Banana Bread Recipe: Moist, Decadent & Easy to Make 1

Creating this decadent double chocolate banana bread requires exact tools to ensure perfect results every time. We recommend gathering all equipment before starting to streamline your baking process.

Essential Mixing Equipment

A 4-quart large mixing bowl serves as our primary workspace for combining ingredients effectively. This generous size prevents spillage when folding in chocolate chips and mashed bananas. We use a whisk for blending wet ingredients smoothly and incorporating air into the mixture. A rubber spatula becomes indispensable for scraping down bowl sides and gently folding dry ingredients without overmixing.

Measuring Tools

Precision matters when balancing chocolate and banana flavors. A kitchen scale delivers the most accurate measurements for consistent results batch after batch. Standard measuring cups and spoons work well for home bakers who prefer volume measurements.

Baking Equipment

Our double chocolate banana bread bakes perfectly in a 9×5-inch loaf pan. This standard size ensures even heat distribution and proper rise. Parchment paper creates a nonstick surface and makes removal effortless. Alternatively, nonstick baking spray works effectively for greasing the pan.

Optional Equipment

A stand mixer can replace hand mixing for those who prefer mechanical assistance. This equipment proves especially helpful when creaming butter and sugar or when making multiple batches. But, hand mixing produces equally delicious results and maintains the rustic charm of homemade banana bread.

Equipment Type Exact Item Purpose
Mixing 4-quart bowl Primary workspace
Mixing Whisk Blend wet ingredients
Mixing Rubber spatula Fold and scrape
Measuring Kitchen scale Precise measurements
Baking 9×5-inch loaf pan Bread shaping
Preparation Parchment paper Pan lining

Instructions

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We’ll guide you through each step to create this decadent double chocolate banana bread that perfectly balances rich cocoa flavors with sweet banana goodness. Our method ensures a moist texture and intense chocolate taste in every bite.

Prep

Begin by preheating your oven to 350°F (177°C) to ensure optimal baking temperature. Spray your 9×5-inch metal loaf pan generously with nonstick baking spray or line it completely with parchment paper for easy removal.

Gather all ingredients on your countertop for efficient preparation. Mash your 4 overripe bananas in a separate bowl until smooth with minimal lumps remaining. The overripe bananas provide natural sweetness and essential moisture for our bread’s tender crumb.

Make the Batter

Combine the melted unsalted butter and white sugar in your large mixing bowl or stand mixer. Beat the mixture until it becomes light and well incorporated. Add the large egg to the butter mixture and mix thoroughly until completely combined.

Pour in your vanilla or chocolate extract along with the mashed bananas. Mix these wet ingredients for exactly 30 seconds to maintain the proper texture without overworking the mixture.

Whisk together the all-purpose flour, cocoa powder, baking soda, and kosher salt in a separate bowl. This ensures even distribution of the leavening agents and prevents lumpy batter.

Add the dry ingredient mixture to your wet ingredients gradually. Stir until the ingredients are just combined and no dry flour streaks remain visible. Avoid overmixing at this stage to prevent tough, dense bread.

Add the Chocolate

Fold the semi-sweet chocolate chips gently into the batter using a rubber spatula. Use a gentle folding motion rather than vigorous stirring to distribute the chips evenly without deflating the batter. The chocolate chips will create pockets of melted chocolate throughout the finished bread.

Bake

Pour the prepared batter into your lined loaf pan and spread it evenly with your spatula. Place the pan in the center rack of your preheated oven for consistent heat distribution.

Bake for 55 to 65 minutes or until a toothpick inserted into the center comes out clean or with just a few moist crumbs attached. The exact baking time depends on your oven’s characteristics and the moisture content of your bananas.

Remove the bread from the oven and allow it to cool in the pan for at least 30 minutes before attempting to slice. This cooling period prevents the bread from falling apart and allows the flavors to develop fully.

Directions for Perfect Results

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We’ve covered the essential steps for mixing and baking your double chocolate banana bread. Now let’s focus on ensuring your bread is perfectly baked and properly cooled for the best texture and flavor.

Testing for Doneness

We recommend using the toothpick test as our primary method for checking doneness. Insert a toothpick into the center of the bread and look for it to come out clean with only a few moist crumbs attached. The toothpick should not have wet batter clinging to it.

For additional accuracy we suggest using an instant-read thermometer to measure the internal temperature. Our double chocolate banana bread reaches perfect doneness when the internal temperature reads at least 200°F. This temperature ensures the bread is fully cooked throughout while maintaining its moist texture.

We also watch for visual cues during the final minutes of baking. The bread’s surface should spring back lightly when touched and the edges will start to pull away slightly from the sides of the pan.

Cooling Process

We always begin the cooling process by letting the bread rest in the pan on a wire rack for 15 to 30 minutes. This initial cooling period allows the bread’s structure to set properly and prevents it from breaking when removed from the pan.

After the initial cooling period we carefully remove the bread from the pan using parchment paper or a thin spatula to lift it out. We then transfer the bread to a cooling rack where it continues cooling completely. This complete cooling process typically takes another 30 to 45 minutes.

We recommend covering the bread with foil halfway through the original baking time if the top begins to brown too quickly. This technique prevents the surface from drying out while ensuring the interior cooks thoroughly. For optimal flavor development we suggest storing the finished bread at room temperature for up to 5 days or refrigerating it for up to a week.

Storage Instructions

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Proper storage ensures our double chocolate banana bread maintains its moist texture and rich chocolate flavor for days after baking. We recommend allowing the bread to cool completely before storing to prevent condensation from making it soggy.

Room Temperature Storage

We can store our banana bread at room temperature for optimal texture and convenience. Wrap the bread tightly in plastic wrap or place it in an airtight container to maintain freshness for up to 3-4 days. For shorter storage periods, keeping it wrapped in foil or sealed containers works well for 1-2 days.

To maintain peak freshness, we suggest placing a paper towel under the bread when storing at room temperature. This simple technique absorbs excess moisture that could make the bread soggy.

Refrigerator Storage

Refrigeration extends our banana bread’s shelf life significantly. Store the wrapped bread in an airtight container in the refrigerator for up to 1 week. When we’re ready to enjoy a slice, microwave individual pieces for 15-20 seconds to restore their soft, warm texture.

Freezer Storage

Freezing provides the longest storage option for our double chocolate banana bread. Wrap the completely cooled bread tightly in plastic wrap, then place it in a freezer bag for protection against freezer burn. Properly stored bread maintains quality for up to 3 months.

We can freeze either whole loaves or individually wrapped slices for convenience. Individual slices thaw quickly and make perfect grab-and-go snacks.

Thawing Instructions

Storage Method Thawing Time Instructions
Whole Loaf (Refrigerator) Overnight Transfer from freezer to refrigerator
Whole Loaf (Room Temperature) 2-3 hours Leave wrapped at room temperature
Individual Slices 30 minutes to 1 hour Unwrap and leave at room temperature
Individual Slices (Quick) 30 seconds Microwave from frozen

For best results, we recommend thawing frozen bread overnight in the refrigerator when possible. This gradual thawing process helps maintain the bread’s moisture and prevents texture changes that can occur with rapid temperature shifts.

Serving Suggestions

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We recommend serving our double chocolate banana bread warm for the most indulgent experience. Heating individual slices in the microwave for 15-20 seconds brings out the chocolate aroma and creates a soft texture that pairs beautifully with vanilla ice cream.

Room temperature serving allows the full flavor profile to shine through. We find that the chocolate notes become more pronounced when the bread reaches room temperature after cooling completely. This serving method works perfectly for breakfast or afternoon snacks.

Coffee and hot tea make exceptional beverage pairings with this rich bread. The bitter notes in coffee balance the sweetness while hot tea provides a comforting complement to the chocolate flavors. We suggest serving slices alongside your morning coffee ritual or during afternoon tea time.

Drizzling warm chocolate sauce over individual slices creates an extra decadent dessert presentation. Melted semi-sweet chocolate mixed with a tablespoon of heavy cream transforms each slice into a restaurant-quality treat.

Fresh berries add both visual appeal and a tart contrast to the rich chocolate flavors. Strawberries and raspberries work particularly well as their natural acidity cuts through the sweetness of the banana bread.

Serving thickness matters for the optimal experience. We recommend cutting slices approximately 3/4 inch thick to maintain structural integrity while providing generous portions. Thinner slices may crumble while thicker cuts can feel overwhelming.

Presentation on warmed plates enhances the serving experience. Placing plates in a 200°F oven for 2-3 minutes before plating creates a professional touch that keeps the bread warm longer during consumption.

Recipe Variations

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Our double chocolate banana bread recipe offers incredible flexibility to accommodate different dietary preferences and ingredient availability. We’ve developed these tested variations to ensure everyone can enjoy this rich chocolatey treat.

Gluten-Free Option

We can easily transform our recipe into a gluten-free version by replacing the all-purpose flour with alternative flours. Almond flour works exceptionally well and adds a subtle nutty flavor that complements the chocolate and banana combination. Coconut flour provides another excellent option though it requires adjusting the liquid ratios since it absorbs more moisture than traditional wheat flour.

For those preferring convenience we recommend using a high-quality gluten-free flour blend that measures cup-for-cup with regular flour. Bob’s Red Mill 1-to-1 Baking Flour and King Arthur Gluten-Free Measure for Measure Flour both deliver consistent results in our testing. We adjust the ratio of flours according to the exact blend used since each manufacturer formulates their products differently.

When working with gluten-free flours we add an extra 2-3 tablespoons of liquid to compensate for the different absorption rates. The baking time may extend by 5-10 minutes so we rely on the toothpick test for doneness rather than timing alone.

Vegan Alternative

Our vegan adaptation maintains all the moisture and rich chocolate flavor while eliminating animal products completely. We replace each egg with one flaxseed egg made by mixing 1 tablespoon ground flaxseed with 3 tablespoons water and letting it sit for 5 minutes until gel-like. Alternatively we can use an additional 1/4 cup mashed banana per egg which intensifies the banana flavor.

For the butter component we substitute equal amounts of vegan butter or use 1/3 cup melted coconut oil for a subtle tropical note. Olive oil works as another healthy fat option though we prefer using light-tasting varieties to avoid overpowering the chocolate elements.

We choose vegan chocolate chips ensuring they contain no milk solids or other dairy derivatives. Enjoy Life and Guittard both offer excellent vegan chocolate chips that melt beautifully throughout the bread. When our original recipe calls for buttermilk we replace it with non-dairy yogurt alternatives such as unsweetened soy yogurt or coconut yogurt mixed with 1 teaspoon lemon juice for tang.

The vegan version requires the same baking temperature and time as our traditional recipe. We find that vegan versions sometimes develop a slightly denser texture which actually works wonderfully for this particular bread style.

Troubleshooting Tips

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Even experienced bakers encounter challenges when making double chocolate banana bread. We’ve compiled the most common issues and our proven answers to help you achieve perfect results every time.

Preventing Gummy Texture

Overmixing ranks as the primary culprit behind gummy banana bread. We recommend stirring the batter just until the ingredients combine to avoid developing excess gluten. Underbaking also creates this undesirable texture, so we always test doneness with a toothpick inserted in the center. The toothpick should emerge clean or with just a few moist crumbs clinging to it.

Fixing Overly Wet Loaves

Unbalanced wet to dry ingredient ratios cause excessively moist banana bread that never fully sets. We suggest measuring ingredients precisely and adjusting the flour quantity slightly if your bananas are particularly large or juicy. Room temperature ingredients also blend more evenly and prevent pockets of excess moisture.

Avoiding Overbaked Edges

Dark colored pans absorb heat more readily and can scorch the edges while leaving the center underbaked. We always use reflective metal 9×5 inch loaf pans to ensure even browning. Glass or ceramic pans require temperature adjustments to 325°F with an additional 10 to 15 minutes of baking time.

Managing Pan Size Issues

Using pans smaller than 9×5 inches often causes batter overflow and uneven baking. We stick to the recommended pan size for optimal results. Larger pans create flatter loaves that may overbake before the center sets properly.

Optimizing Banana Preparation

Overripe bananas provide the best flavor and natural sweetness for our double chocolate banana bread. We freeze ripe bananas when they reach peak ripeness and thaw them completely before mashing. This technique maintains their overripe quality and intensifies their flavor contribution to the final loaf.

Temperature Setting Pan Type Baking Time
350°F Metal 9×5-inch 55-65 minutes
325°F Glass/Ceramic 65-80 minutes

Conclusion

We’ve shared everything you need to create the perfect double chocolate banana bread that’ll become your new favorite treat. This recipe transforms simple ingredients into something truly special that works beautifully for any occasion.

The beauty of this banana bread lies in its versatility – whether you’re following our original recipe or exploring the gluten-free and vegan variations we’ve outlined. Each version delivers that perfect balance of chocolate richness and banana sweetness that makes this bread irresistible.

With our detailed storage tips and serving suggestions you’ll know exactly how to keep your bread fresh and present it at its absolute best. The troubleshooting guide ensures you’ll achieve bakery-quality results every single time you make it.

Now it’s time to gather those overripe bananas and start baking! Your kitchen will smell amazing and you’ll have a delicious homemade treat that’s perfect for sharing or enjoying all to yourself.

Frequently Asked Questions

What makes this double chocolate banana bread different from regular banana bread?

This recipe combines the natural sweetness of overripe bananas with rich cocoa powder and melted chocolate chips, creating a decadent chocolate flavor while maintaining the classic moist texture. The double chocolate element comes from both cocoa powder in the batter and chocolate chips throughout, offering an indulgent twist on traditional banana bread.

How ripe should the bananas be for this recipe?

Use overripe bananas that are heavily spotted or even completely brown. These bananas provide maximum natural sweetness and moisture, which is essential for the bread’s texture and flavor. The riper the bananas, the better the final result will be.

What temperature and baking time should I use?

Bake the bread at 350°F (177°C) for 55-65 minutes. Use the toothpick test to check doneness – it should come out clean with only a few moist crumbs. The internal temperature should reach at least 200°F when measured with an instant-read thermometer.

How should I store the finished banana bread?

Allow the bread to cool completely before storing. Wrap tightly in plastic wrap or store in an airtight container at room temperature for 3-4 days. For longer storage, refrigerate for up to one week or freeze for up to three months.

Can I make this recipe gluten-free or vegan?

Yes! For gluten-free, substitute all-purpose flour with almond flour, coconut flour, or a cup-for-cup gluten-free blend. For vegan, replace eggs with flaxseed eggs, use vegan butter or coconut oil, and substitute non-dairy yogurt for buttermilk. Both variations maintain similar baking times.

What equipment do I need to make this banana bread?

Essential equipment includes a 4-quart mixing bowl, whisk, rubber spatula, measuring cups, kitchen scale, and a 9×5-inch loaf pan. Parchment paper or nonstick spray is recommended for easy removal. A stand mixer is optional but not necessary.

How do I prevent the bread from becoming gummy or dense?

Avoid overmixing the batter once you add the dry ingredients – mix just until combined. Use the correct wet-to-dry ingredient ratio, ensure your bananas are properly mashed, and don’t overbake. Gradual mixing and proper cooling also help maintain the ideal texture.

What are the best serving suggestions for this banana bread?

Serve warm for the best experience. Pair with vanilla ice cream, coffee, or hot tea. For extra indulgence, drizzle with warm chocolate sauce or serve with fresh berries for a tart contrast. Cut into thick slices and consider warming serving plates.

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